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  • Writer's pictureDan Kelly

Why do I need Health Insurance?

Updated: May 30, 2023


Health insurance is one of the most important things you can have – yet, millions of Americans are without it. According to the Centers for Disease Control and Prevention (CDC), nearly 28 million people in the United States did not have health insurance in 2017. There are a number of reasons why people go without health insurance, but the most common reason is that it is simply too expensive. The cost of health insurance has been on the rise in recent years, and it is no longer affordable for many people.


However, there are a number of reasons why you should have health insurance, even if it is expensive. Here are three of the most important reasons why you need health insurance.


1. You Don't Know When You'll Need It


In today's world, you never know when you'll need health insurance. An unexpected illness or injury can happen at any time, and if you're not insured, you could be stuck with a large medical bill. That's why it's important to have health insurance, even if you're healthy and don't think you'll need it.


There are many different types of health insurance plans out there, so it's important to do your research and find one that's right for you. And remember, you don't have to go through this process alone - a licensed insurance agent can help you find a plan that fits your needs and budget.


2. It’s is More Affordable Than You Think



Health insurance is a vital part of the healthcare system, but it can also be a significant financial burden for many families. In fact, the cost of health insurance is one of the main reasons why people do not have health insurance.

However, there are a number of ways to make health insurance more affordable. For example, you can shop around for the best rates, take advantage of government programs, or get a subsidy from your employer. There are also a number of health insurance companies that offer discounts for healthy lifestyles.


So if you're concerned about the cost of health insurance, remember that there are a number of ways to make it more affordable. And if you're healthy and have a good health insurance plan, you'll be able to enjoy the peace of mind that comes with knowing you're protected from the high cost of medical care.


3. It Gives You Peace of Mind


Few things in life are as important as our health. Yet, despite its importance, many of us don't have health insurance. This is a mistake.


Having health insurance gives you peace of mind. Knowing that you're covered in case of an accident or illness is a load off your mind. And if you do get sick or injured, you'll have the peace of mind of knowing that your medical bills will be covered.


Don't wait until it's too late. Get health insurance today and give yourself the peace of mind you deserve.


Health insurance is an important part of life. It helps you pay for doctor's visits, hospital stays, and prescriptions. It also helps you protect your finances in case of an accident or illness. There are many different types of health insurance, so it's important to choose the right one for you. Contact Jessica Wynn, MPH, RN Independent Health Insurance Broker at Seven Insurance Corp, 530-512-0679/ www.seveninsurehealth.com to get a FREE quote.


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